Free Financial Tools for Women 50+
Divorce After 50?
Know Your Numbers.
Women face a 45% income drop after gray divorce. Our free calculators show you exactly what you're entitled to — Social Security benefits, true asset values, healthcare costs, and alimony projections.
What is Gray Divorce?
Gray divorce refers to divorce among adults aged 50 and older. It now accounts for 36% of all U.S. divorces — up from just 8% in 1990. For women, the financial impact is severe: a 45% average decline in standard of living, compared to 21% for men. This calculator helps you understand your financial picture before making life-changing decisions.
4 Calculators. Zero Cost.
What your CDFA charges $300/hour to explain — free, in minutes.
Social Security Comparison
Compare claiming benefits on your own record vs. your ex-spouse's record. Understand the 10-year marriage rule.
Net-to-Wallet Asset Comparator
See the real after-tax value of each marital asset — 401(k) vs Roth IRA vs house equity.
COBRA-to-Medicare Bridge
Estimate your healthcare cost gap if you're under 65 and losing spousal insurance.
Alimony Sustainability Score
See how inflation erodes your alimony payments over 5, 10, and 15 years.
Built using official Social Security Administration formulas and IRS tax brackets
The same calculations Certified Divorce Financial Analysts (CDFAs) charge $300/hour for
100% private — all calculations run in your browser. Zero data sent to any server.
The Complete Guide
The Gray Divorce Financial Survival System
What your CDFA charges $300/hour to explain — in one guide for $39. Not a blog post. Not a 400-page book. A focused system built for women over 50.
Claims Recovery
Social Security, QDRO pensions, Medicare, life insurance benefits
Asset Truth
Keep the house vs. take cash? Pre-tax vs. post-tax reality
Forensic Discovery
Tax return decoding, hidden account checklists, discovery scripts
The 45% Gap Budget
Single-income survival plan for the first 90 days and beyond
Decision Guardrails
Prevent fatigue-based waivers and spot red-flag settlement terms
Get Your FREE Gray Divorce Financial Checklist
A one-page printable checklist of every financial step to take during divorce after 50. Plus early access to new calculators and the Survival System guide.